Investing in Health with a Healthy Lifestyle

Health is an important asset that every person must have. Without good health, we will not be able to enjoy life to the fullest, work productively, and even actively contribute to society. Therefore, maintaining a healthy body and soul is a very valuable long-term investment

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The Ministry of Health’s APBN notes that in 2023 it will reach IDR 85.5 trillion out of the total health budget of IDR 178.7 trillion. This budget does not include the budget for fulfilling nutrition and health and sports activities organized by the government.

Health issues themselves are more often found in the elderly group, recorded as the age group with the largest number of health conditions with complaints reaching 43.25%. Residents in urban areas also complain more about their health conditions than residents who live and carry out activities in rural areas. The percentage reached 29.73% compared to 23.95%.

The occurrence of a pandemic, on the other hand, may have increased healthy lifestyles and awareness of health conditions related to the importance of prevention or prevention efforts against disease. Awareness of wearing a mask in public places when you have the flu or to avoid being infected by the flu, as well as the importance of exercising, seems to be increasingly becoming part of a healthy lifestyle in today’s society.

However, you need to be careful if health problems become increasingly unknown over the years. The sedentary lifestyle or lack of movement in urban communities, for example, has caused many young people to experience health problems.

Also Read: Early Detection of Disease with Medical Check Up 

Investing in Health Is Not Just Money, But Also a Lifestyle

Health is an important issue at all ages, especially in old age. A quality life can only be realized by living a healthy lifestyle from a young age for excellent health conditions.

Maintaining health with a healthy lifestyle and quality intake is an important part of preventing health problems. On the other hand, to manage the financial risk of health costs, a person can anticipate it by having adequate health protection.

You can maintain a healthy lifestyle this way;

1. Start an exercise routine. Building a healthy lifestyle is not as easy as saying it. But that doesn’t mean it can’t be done. You can start by getting used to physical exercise at least three times a week. Exercising doesn’t always require signing up to a fitness center or taking a special class. You can make sure you move enough by walking more, choosing to take the stairs instead of the elevator, and so on.
2. Reduce consumption of unhealthy foods. Instant food and fast food have been proven to cause many health problems because they are high in salt and fat. Likewise, modern drinks that are high in sugar and calories are very contradictory to a healthy lifestyle. Limit unhealthy foods gradually with commitment and consistency. For example, limit it to once a month for special events. For daily intake, add lots of vegetables, fresh fruit and drink quality water.
3. Manage stress and ensure adequate rest. This is widely underestimated as more and more people spend their free time by staying up late at film marathons, for example. Sleep time is irreplaceable. Make sure you don’t stay up late by getting 8 hours of sleep a day. Avoid stress with a healthy lifestyle that is closer to nature, getting used to grounding, listening to music, limiting scrolling on social media, and so on.
4. Manage the financial risk of health costs. The latest BPS survey stated that only 47 out of 100 Indonesians who had health complaints and had been outpatient in the last month used insurance. In fact, the proportion of health expenditure in Indonesia to total expenditure and non-food expenditure continues to increase during 2020-2021.

Also Read: Insurance Gives Birth to Hidden Gem Protection

The 2023 Manulife Asia Survey stated that 44% of respondents were concerned about the costs and financial risks related to managing their health in the future, including retirement. Meanwhile, it is estimated that good health will only last in the first five years of retirement.

Therefore, maintaining health from a young age with a healthy lifestyle and completing health protection to reduce financial risks, will really help you reduce worries about health costs in the future.

Financial risk management can be done with good financial management starting today and having health insurance. To complete the protection, MiUltimate HealthCare Health Insurance will provide protection if your health condition is disturbed by illness or accident, requiring medical treatment such as hospital admission. This product will provide more comfort because it can cover inpatient costs according to hospital bills, both at home and abroad, with an annual limit of up to 20 billion rupiah. You can be protected up to age 110, and for dependent children up to age 25.

Maintaining a healthy body by living a healthy lifestyle is an important investment for the future. With a healthy and fit body, you can enjoy life and the results of your hard work in the future. Ready to start now?